ACUMA Services Program Description

Exclusively designed for our Credit Union and CUSO members, ACUMA Services offers unparalleled benefits that set you apart from the rest of the pack.

Through our strategic partnerships and alliances with handpicked organizations, we’re able to offer you substantial discounts on a wide range of top-notch products and services. Dive into the full list of our trusted Providers below and start maximizing your member benefits today!

Service Providers

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[iEmergent Logo]  

Company Description

For nearly 25 years, iEmergent has worked with credit unions and other lenders to identify missed mortgage opportunities and to close gaps in market coverage. Mortgage MarketSmart, iEmergent’s cutting-edge market intelligence and forecasting platform, reveals mortgage opportunities  down to the neighborhood level by visually projecting loan production metrics, demographic and income data, real estate agent and listing intelligence, community partners, census tract-level opportunity forecasts, and more. Mortgage MarketSmart gives credit unions everything they need to quantify and act on market growth opportunities, including diverse lending and recruiting strategies that support financial institutions’ fair lending and Community Reinvestment Act (CRA) obligations.

[Mortgage Career Exchange Logo]  

Company Description

The Mortgage Career Exchange supports the community of mortgage professionals through their career journey. The Digital Portal & Engagement Hub is where Mortgage Professionals and Companies come together for a common purpose, supporting short-term and long-term success. The platform is designed by mortgage professionals, for mortgage professionals. Career Connection is where we host active jobs, showcase member corporate culture as well as virtual hiring events. Through our Talent Verified, we pre-verify references and production (MLO only), highlight high caliber talent on our Talent Showcase and offer traditional Recruitment Search Services. And, Education Certified is where we provide off-boarding and displaced professional support with professional certification, online profile enhancement, and résumé refresh. 

[Optimize & MortgageEducation.com Logo]  

Company Description

Optimize Compliance Solutions / MortgageEducation.com provides compliance training and software. The credit union training program makes educational compliance audits seamless. It includes an audit training-plan, full company compliance, attorney reviewed material and real-time auditor responsiveness. The software platform allows credit unions to easily manage training and policy attestations, including course and document assignment, status tracking, and automated reminders.

[Polygon Logo]  

Company Description

Polygon Research unlocks open data for all housing finance stakeholders: credit unions, banks, independent mortgage lenders, builders, policy analysts, mortgage brokers, mortgage loan officers, regulators, consumers. Our superpower is microdata. We use mortgage data science and cutting-edge technology to allow stakeholders to derive actionable insights from millions of rows of disparate data sets in an instant. 

[TRAiNED Logo]  

Company Description

AI Mortgage Manufacturing Platform completely focuses on ROI profitability that absorbs all minutia processes from your assembly – from application origination all the way through to post closing. TrainedAI integrates seamlessly into your existing LOS with no change management impact. ROI pricing is maximized with lenders only having to “pay per successful closed loan!”

[Xactus Logo]  

Company Description

Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. With eight operation centers across the U.S., Xactus works closely with its clients to digitally integrate a 360° approach to verification across their workflows. As a result, lenders can easily access the technology necessary to meet consumer demands for a modern mortgage experience with industry-leading speed, reliability, and accuracy – while also closing more loans faster and with greater profitability.

Alliance Providers

[Fannie Mae Logo]  

Company Description

Fannie Mae advances equitable and sustainable access to homeownership and affordable, quality rental housing. They facilitate the 30-year fixed-rate mortgage and drive responsible innovation to make home buying and renting easier, fairer, and more accessible.

[Mismo Logo]  

Company Description

MISMO enables the real estate finance industry to innovate and prosper by collaborating to create essential standards and best practices that solve key business challenges. Our mission is to develop essential standards through key stakeholder collaboration to improve efficiency, reduce cost, and improve the mortgage experience for all parties involved in a real estate transaction. MISMO standards are helping to accelerate a fully digital mortgage process, end-to-end, and are playing a significant role in helping the industry scale digital solutions.

[MBA Logo]  

Company Description

The Mortgage Bankers Association (MBA) is the national association representing the real estate finance industry – an industry that employs more than 390,000 people in virtually every community in the country. Headquartered in Washington, D.C., the association works to ensure the continued strength of the nation’s residential and commercial real estate markets, to expand homeownership, and to extend access to affordable housing to all Americans. MBA promotes fair and ethical lending practices and fosters professional excellence among real estate finance employees through a wide range of educational programs and a variety of publications. Its membership is comprised of more than 2,300 companies and includes all elements of real estate finance: independent mortgage banks, mortgage companies, mortgage brokers, commercial banks, thrifts, REITs, Wall Street conduits, life insurance companies, credit unions, and others in the mortgage lending field. For additional information, visit MBA’s website: www.mba.org.

[NACUSO Logo]  

Company Description

The National Association of Credit Union Service Organizations (NACUSO) was formed in 1985 to help credit unions explore the use of CUSOs and the delivery of non-traditional products and services. Over the years, NACUSO’s focus has evolved to helping credit unions form multi-owned CUSOs and participate in collaboration and the cooperative business model.